Your Health Insurance Company May Ask for Your Social Security Number

08-27-2015Tax Information

On the surface, this may seem like another scam, but your health insurance company may request that you provide them with the social security numbers for you, your spouse and your children covered by your policy.

This is because the Affordable Care Act requires every provider of minimal essential coverage to report that coverage by filing an information return with the IRS and furnishing a statement to covered individuals. The information is used by the IRS to administer – and individuals to show compliance with – the health care law.

Health coverage providers will file an information return, Form 1095-B, Health Coverage, with the IRS and will furnish statements to you in 2016, to report coverage information from calendar year 2015.

The law requires coverage providers to list social security numbers on this form. If you don't provide your SSN and the SSNs of all covered individuals to the sponsor of the coverage, the IRS may not be able to match the Form 1095-B with the individuals to determine that they have complied with the individual shared responsibility provision.  The Form 1095-B will provide information for your income tax return that shows you, your spouse, and individuals you claim as dependents had qualifying health coverage for some or all months during the year.

Anyone on your return who does not have minimum essential coverage, and who does not qualify for an exemption, may be liable for the individual shared responsibility payment.

For more information, see our Questions and Answers about Reporting Social Security Numbers to Your Health Insurance Company on IRS.gov/aca.

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